Frequently Asked Questions
Get answers to commonly asked questions about Loans.
What is a cash advance?
Can I qualify?
How much can I qualify for?
What does it cost?
I'm a little low on funds, can I get an extension?
How do I receive my cash?
How quickly can I get my money?
What hours is your service available?
A quick payday loans provides you with emergency cash when you need it most ... usually between paydays! Simply complete this fast two-minute online form; there are normally no documents to fax. Just complete your request, speak to an agent of a participating lender and your cash could be on the way, usually the next business day!
Qualifying is easy and you don't need to worry about your credit. Most lenders will qualify you even if; bankruptcy, bounced checks, charge-offs and other credit hassles prevent you from getting the cash advance you need!
How much you qualify for depends on a number of factors including your
lender, income and employment. To see how much you can qualify for,
simply complete this fast two-minute online form, speak with an agent
of a participating lender, and your cash is on the way, usually the
next business day!
And don't worry, any credit type can qualify, even bankruptcy, charge-offs and bounced checks!
The cost of your quick payday loan is dependant on many factors, such
as the lender and how you manage your financial obligations. Cash
advance loans are designed for emergency situations when you are short
of cash and need money fast! Family emergencies, unexpected car
repairs, overdrafts, telephone reconnection and deposits are just some
of the urgent cash needs that you may experience.
Your fees are less than the cost of not having the cash you need when
you need it - overdraft fees, bounced check charges, taxes, even losing
your job because you can't get to work! Actual fees are determined
based on the information you provide when you submit your loan request.
Your cash can often be sent to your bank account the very next business day and you don't repay until your next paycheck.
I'm a little low on funds, can I get an extension?
Lenders will generally provide extensions. Please contact your lender for details.
How do I receive my cash?
The payday loan / cash advance is wired directly into your bank account by your lender. MyLoansToday.com works with a network of lenders, some of which can have money in your bank account in as little as 1 hour!
How quickly can I get my money?
Payday lenders typically process the loan immediately so that it will be available in your account the following business day after the loan is approved. Some lenders can wire the money to your bank account immediately. If you apply on a weekend or holiday, the money will be sent to you by your lender the next business day.
What hours is your service available?
We accept applications 24 hours a day, every day of the year.
However, once your application is provided to a lender, sometimes its procedures require additional verification which can only be done during normal business hours. Please keep in mind that the lenders can only electronically deposit money to your bank account on days when your bank is open.
You can submit your loan application to us at any time 24 hours a day 7 days a week. However, since we only match you with lenders who are available to help you in real time you may be more likely to find a lender during normal business hours (Mon-Fri 8 am – 5 pm EST) since not all lenders operate on weekends and holidays.
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